Thanks for dropping by. Our aim is to help demystify the UK’s mortgage process, bringing you guides, information, tips and news. You might be thinking about buying a home for the first time or you may have started the process. Alternatively, you may be a remortgager looking for new deals and options for your next move. Wherever you are and wherever you want to be, we hope you’ll find our site useful. Dip in to some of more recent articles below or have a browse around if you are looking for something specific.
What are the Everyday Costs of Owning Your Own Home?
Lenders may look at mortgage affordability when they assess your application but they won’t tell you what your real costs are. What extras do you need to budget for? Read more…
New Deal From Yorkshire and Clydesdale Banks Waives Fees for First Time Buyers
You could save around £999 in fees here with as low a deposit as 5%. What’s on offer? Read more…
Abbey for Intermediaries Moves Into the NewBuy Market
Abbey has announced three NewBuy mortgage products available via qualifying brokers. What’s on offer? Read more…
Interested in NewBuy? Try the Taylor Wimpey Video Guide
New video walks you through the 5% deposit program and explains how it works. Worth a look if you think you might be eligible. Read more…
Fancy Playing Chicken When Your Mortgage Deal Ends?
What are your options when you need to remortgage at the end of a deal? Will your lender play hardball or will you win at Chicken? Read more…
A Discount Mortgage or a Tracker?
What’s the difference between discounted deals and trackers? Does getting a percentage off an SVR work out cheaper than tracking the BoE base rate? Read more…
Why do Lenders Insist on Buildings Insurance?
During the mortgage process your lender will talk to you about buildings insurance. Why is it so important to lenders that you have this kind of protection ready before you exchange contracts? Read more…
A Discount Mortgage or a Tracker?
What’s the difference between discounted deals and trackers? Does getting a percentage off an SVR work out cheaper than tracking the BoE base rate? Read more…
Why do Lenders Insist on Buildings Insurance?
During the mortgage process your lender will talk to you about buildings insurance. Why is it so important to lenders that you have this kind of protection ready before you exchange contracts? Read more…
How Does the Conveyancing Process Work?
Most homebuyers will retain a solicitor or licensed conveyancer to sort out the legal part of the buying process. What do these professionals do? Read more…
Feel free to contact us if you have any questions that we haven’t answered yet; we’ll do our best to find you an answer!
